Forgot Password?
Trucking and logistics insurance protection for freight brokers
Stay Covered.

Stay Confident Always.

Get Cargo Insurance Quote
GET A QUOTE

COMMERCIAL GENERAL LIABILITY (CGL)

What Is Commercial General Liability (CGL) for Freight Brokers?

  • Commercial General Liability (CGL) is one of the most important business insurance policies for freight brokers. While cargo policies and contingent auto liability protect load-related exposures, CGL protects your brokerage from the risks that happen outside transportation activities.

    • These are everyday business exposures that any office environment can face — even if you don’t own trucks, handle freight, or physically touch shipments.

    What Does CGL Protect You From?

  • Slip-and-fall incidents at your office – A visitor, driver, or vendor gets injured on your premises.
  • Personal injury claims– Claims involving libel, slander, copyright issues, and more.
  • Slip-and-fall incidents at your office – A visitor, driver, or vendor gets injured on your premises.
  • Damage to rented office spaceFire, smoke, or water damage caused by your business operations.
  • Advertising or reputational harm– Marketing-related disputes, defamation claims, or misunderstandings in your promotional content.

    • Why Freight Brokers Need It

    Many freight brokers assume CGL is only for trucking companies — but that’s not true.
    Shippers, 3PLs, and large logistics networks increasingly require CGL as part of their onboarding and risk-compliance process.

    Without CGL, your brokerage may face:

  • Contract rejections
  • Costly lawsuits
  • Out-of-pocket legal expenses
  • Business interruption and reputational damage
    • A single claim can cost thousands — CGL keeps your brokerage protected, compliant, and operational.
    Get Cargo Insurance Quote
    Get Covered Now
    Contingent Cargo Insurance Office - Freight Broker Protection

    Benefits of CGL for Modern Freight Brokerages

    A CGL policy does more than meet shipper requirements — it strengthens your brokerage's overall risk profile and gives your clients confidence that you operate professionally and responsibly.

    Key Benefits of a CGL Policy

    1

    Comprehensive Business Liability Protection

    CGL protects your company from common legal risks unrelated to transportation, offering a safeguard beyond cargo and auto policies.

    2

    Legal Defense Included

    If a claim is filed, your policy covers attorney fees, settlement costs, and court expenses — even if the lawsuit is groundless.

    3

    Compliance With Shipper Contracts

    Large shippers and brokers now request CGL as standard documentation. Having it ready means your brokerage can onboard faster and secure more opportunities.

    4

    Protection for Your Office Operations

    From customer visits to routine business activities, CGL ensures your workspace and team are protected from unexpected incidents.

    5

    Affordable and Easy to Add

    CGL is one of the most affordable business liability policies on the market, making it a smart and budget-friendly layer of protection for any brokerage.

    Why Add CGL to Your Insurance Program?

    Because it fills the protection gap left by cargo and auto liability policies. Without CGL, your brokerage is exposed to everyday risks that have nothing to do with freight — but can still create major financial losses.

    Get Cargo Insurance Quote
    GET A QUOTE